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Recreational Vehicle Insurance

Recreational Vehicle Insurance Quote Forms

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After you submit your quote, an agent will contact you within two business days.

Recreational Vehicle Insurance Information

Recreational vehicles do more than just carry you from one place to another; they transport you with an eye toward maximum fun and/or comfort along the way. Just because some of these vehicles are associated with leisure, that doesn't mean they don't need the same insurance protection as any other investment. In fact, they may need more insurance since they also create a potential for liabilities.

Liability Insurance for Recreational Vehicles

Your recreational vehicle is just like an automobile, a moving vehicle that can cause bodily injury and property damage to others. Liability insurance covers the cost of damage caused by you in an accident. This policy can also help cover the cost of environmental cleanup after an accident that causes the spillage of a toxic chemical or other pollutant.

Liability coverage will have limits that work on both a per-incident and per-policy basis. They may also have a deductible that requires an out-of-pocket contribution for each incident or year.

Property Coverage

After you've considered the potential liabilities you are exposed to while operating a recreational vehicle, it's time to secure coverage for the value of your vehicle. Recreational vehicle coverage can include financial compensation in the event of physical damage, vandalism, theft, and collision. In addition, your policy may allow for reimbursement of personal effects stored on a vehicle such as an RV, boat or snowmobile.

In some cases, you may want to consider adding specialized coverage for additional risks including the loss or damage of awnings and custom equipment. If you have an RV that you live in part or full time, you may need extended protection so be sure to discuss that with your agent.

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P.O. Box 691586
San Antonio, TX 78269

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