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Auto Insurance

Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

After you submit your quote, an agent will contact you within two business days.

Auto Insurance Information

What is auto insurance?
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides the following coverage:

  • Liability Coverage - pays for your legal responsibility to others for bodily injury or property damage.
  • Uninsured and Underinsured motorist coverage for liability and property damage – pays for injuries and damages if you are hit by someone with little or no insurance
  • Property Coverage - pays for damage to or theft of your car.
  • Medical Coverage - pays for the cost of treating injuries, rehabilitation, lost wages, and funeral expenses.
  • Additional Coverage
    • Towing and Labor – pays for basic roadside assistance
    • Rental Reimbursement – pays for the cost of a rental car while your car is in the shop due to a covered loss

Why do you need auto insurance?
Many states require you to have at least some minimum auto insurance coverage.

Auto insurance protects you financially from:

  • Repairs or Replacement Costs - If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
  • Crash-Related Medical Expenses - If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • Lawsuits - If you or your car is responsible for damage or injury to others, you may be sued

Questions to ask your agent
Your Independent Agent is an advocate for finding auto insurance that meets your specific needs. Here are a few points to consider as you prepare for that discussion:

  • How much can you afford to pay if you get in an accident?
    (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)
  • What is the insurance company's level of service and ability to pay claims?
  • What discounts are available?
    (Ask about good driver, multiple policy and student discounts.)
  • What's the procedure for filing and settling a claim?
    (Ask who to call and what happens after you file a claim.)

Get Started or Request a Quote

P.O. Box 691586
San Antonio, TX 78269

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